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Thomas Edison said, "Opportunity is missed by most because it is dressed in overalls and looks like work." Call me to work for you: 417-598-1833.

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  • Why Sellers Choose Ardie Hawkins - Why home sellers in Branson, Hollister and Forsyth choose Ardie Hawkins.

  • Free Presentation - Free in-home listings presentation on marketing your Branson, Hollister and Forsyth, in Taney County Missouri property.

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  • What Did That Home Sell For? - What did that Branson, Hollister and Forsyth, Missouri property or other real estate sell for?

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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
What is the average price for a home in the United States?

A 
According to recent data published by the NAR, the national median price for existing single-family homes is now $230,000.
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Ardie Hawkins, REALTOR®, real estate agent and broker for Branson, Hollister and Forsyth, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Ardie Hawkins
Coldwell Banker Home Team

2277 Hwy 265
Branson, MO 65616
417-339-2100
Fax: 417-338-1051
Ardie@ArdieHawkins.com


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